Carmen Andrews, CFS

Role:  Financial Advisor

Year Started in the Industry:  2002

Certifications/Licenses or Designations:  CFS, Series 7 registration with LPL Financial and Series 66 with LPL Financial and Merit Financial Group, LLC.


Find something you love, and do it!

That is exactly what Carmen Andrews did.  After graduating from North Carolina State University with a Bachelors in Communication, she started in the back office of a national Broker-Dealer and soon realized she wanted more.  “Although I enjoyed the people I worked with, I wanted client interaction, I wanted to feel like I was making a difference in their life.”  It was in 2004 when her passion for helping people and her industry knowledge joined together to support multiple advisors in an office based out of Charlotte, NC.   In 2012 Carmen made the decision to become an advisor herself within that same office.   Here she was able to build personal relationships and become a value-added service to her own clients. 

“I love putting the financial puzzle pieces together.  I have a passion to encourage others to create a life they can afford while saving for the future.”  She explains that retirement planning is not an appointment to put off till just before retirement, it is a lifestyle one plans throughout their working career.  “I see it as planning for the biggest vacation of your life.” 

When asked about why she founded Simplified Financial, Carmen boast, “I love what I do and I wanted help others in my small town community.  I have surrounded myself with a team of exceptional individuals who sincerely care about others well-being.  I also get to work with the great group of clients who feel like family to me, I love when they ask about how my kids and family are doing.   Hearing about how my clients are enjoying retirement, spending time with their grandkids and enjoying their travels makes my passion even more rewarding.” 

Carmen is a native of the Charlotte area and lives in Lincolnton, North Carolina with her husband Sean,  four girls, Arin, Lexie, Kylee and Lacy & their 2 dogs, Dice and Vegas.  She enjoys volunteering at her kids school and most anything she can do outside in warm weather.

Farrah South

Role:  Administrative Assistant






Farrah joined the Simplified Financial team in January of 2019 as an Administrative Assistant after an extensive career in the veterinary field.  Farrah worked as a Registered Veterinary Technician for more than 11 years.  She realized that her childhood perception of a career in the veterinary field and the reality did not match. 

In July of 2018 when she felt led to change careers, Farrah moved to the Lake Norman area to Mooresville, NC.  It is then that she met Carmen and began her interest in the financial field.  After months of exploring a variety of career paths, Farrah and Carmen discussed the opportunity she may have with Simplified Financial. 

Farrah's previous career path taught her how to have a strong working relationship with clients, precise record keeping skills and a strong attention to detail, 3 traits Carmen was looking for in her ideal assistant.  She works closely with Carmen handling the day to day transactions for clients.

When she is not working Farrah is a foodie who enjoys both cooking and tasting new foods, she also enjoys hiking, art, salsa dancing and learning to speak Spanish.  Additionally, Farrah has a strong interest in literature. She wrote and illustrated her first children's book for Amazon in 2018.  

 Farrah holds an associate degree in Veterinary Medical Technology and is originally from the North Carolina mountains.  She now resides in Mooresville, NC and looks forward to this next step in her journey.